A planning app for yacht crew

You work the boats.Now work your money.

To be clear — we’re not a bank, not an investment fund. You keep your money; we help you put it to work.

Log your tips, stash into named lockers, and watch your escape plan fill up one charter at a time.

You hold the moneyAny currencyWorks at anchor
Hi, I’m Occy. I keep your lockers tidy.
Escape plan
42% there
Tip logged
+€380 Sat
Runway
8.2 months
Occy the octopus — waving
What it is
  • A place to plan your crew income
  • Lockers for tips, runway, contract gaps
  • A clear picture of your shore life — on purpose
What it isn’t
  • Not a bank — we never hold your money
  • Not an investment fund — no advice, no trades
  • Not a spreadsheet — built for how crew actually earn

It’s really just three things.

Occy the octopus — happy
Input

Log a tip, salary, or bonus. Any currency, ten seconds.

Occy the octopus — thinking-happy
Plan

Name your lockers. Emergency, runway, escape plan — whatever.

Occy the octopus — strong
Save

Point income at lockers. Watch them fill.

What's inside

Features that make sense
for boat life.

Multi-currency, properly

EUR tips. GBP savings. USD spending.

You're the only app user who doesn't get confused when their paycheck, their savings, and their supermarket bill are all in different currencies. We built for you, not for someone with a single home address.

  • Log income in any currency
  • See totals converted to your display currency
  • Rates updated daily, cached for patchy Wi-Fi
Tips Aug
€1,450
Savings
£10,500
Cash ashore
$320
The runway simulator

“What if I had no work for three months?”

The question every crew member asks themselves at least once a year. Slide the inputs, watch the number change. See exactly how long your savings would carry you — and what needs to change to make that longer.

  • Play with contract-gap scenarios
  • Test "what if I cut spending by 20%"
  • See what your next contract needs to cover
If you had no work
7.2
months of runway
Funds, not budgets

Stash it where it belongs.

Emergency buffer. Leave-yachting locker. Home deposit. That “one day I'll buy a bar in Greece” dream. Name the locker, point your income at it, watch it grow. No spreadsheets, no shame, no endless categorising.

  • Unlimited named lockers (on Pro)
  • Visual progress toward each goal
  • Auto-allocate: "10% of every tip goes here"
Leave Yachting42%
Emergency67%
Home Deposit19%
Pro
Crewfunds Insights

Patterns.
Not predictions.

Occy reads your own data and points things out. Observations on what you earn, stash, and spend — turned into nudges at the moments they matter.

Occy the octopus — thinking-happy
Occy says
I spot the patterns. You steer the boat.
Your tips are up 40% this season. Keep this pace and your New Home locker will be full two months early.
Charter season ends in four weeks. Last year, your income dropped by 40%. Want to pre-load your emergency buffer?
If work stopped for 6 months, your plan would need spending cut by 30%. Want to try the stress test?
Insights are observations on your own data. Crewfunds is not a bank, not an investment fund, and never gives financial advice.
Built by yachties

Yachting pays like few other jobs on earth. We built Crewfunds to make sure you walk away with something to show for it.

23
Years on the water
100s
Crew conversations
0
Outside investors
Simple pricing

Free to start.
Pro when you’re ready.

Start free, build the habit, upgrade when you want Occy thinking about your money alongside you. No card upfront. Cancel anytime.

Free
Enough to build the habit.
€0 /month
Forever free. No card required.
  • One named locker
  • Income logging, any currency
  • Basic runway calculator
  • Weekly crew digest from Occy
  • Milestone celebrations (25%, 50%, 100%)
Start free →
Most crew pick this
Pro
For when you’re getting serious.
€6.50 /month
€78 billed annually — two months free
  • Crewfunds Insights — Occy reads your data so you don't have to
  • Unlimited lockers
  • Plan stress tests — "what if work stopped for 6 months?"
  • Auto-allocation — "10% of every tip → Emergency"
  • 12 / 24-month projections
  • Export for accountants & tax
  • Priority support from real yachties
Patterns, not predictions. Tips, not advice. Insights are observations on your own data — never financial advice.
Start 30-day Pro trial — no card →

Ready to work your money?

It takes two minutes to set up. One locker. Your first tip logged. You’ll feel better about the end of this charter season already.

Start free — it’s actually free →
No card. No bank connection. No judgement.